License, University Sorbonne, 1982. Maitrise, University Sorbonne, 1983. Master of Philosophy, Master of Arts, Columbia University, New York City, 1989.
Doctor of Philosophy, Columbia University, 1993.
Teaching assistant, Columbia University, 1984-1986; preceptor in economics, Columbia University, 1986-1990; assistant vice president, Chemical Banking Corporation, NCBG Risk Management, New York City, 1991-1994; vice president consumer business risk management, Chemical Banking Corporation, New York City, since 1994.
Member National Association Business Economists, American Economics Association.
Married Golnaz Moazami, July 29, 1982. 1 child, Bobak.