Bachelor of Science, University Vienna, 1968. Bachelor of Science, Aristotelian University, Thessaloniki, Greece, 1971. Master of Business Administration, American University, 1976.
Republican international business and finance Import Export, Greece, 1966-1968. Teacher University Thessaloniki, Greece, 1968-1970. Insurance representative Rockville, Maryland, since 1977.
Lecturer Life Underwriters Training Council.
Troop leader Boy Scouts American, Washington, 1977, member international committee, 1984-1986. Co-chairman international meeting Greece-Saudis-American Boy Scouts, Washington, 1987. Member District of Columbia Life Underwriters Association (director) of programs 1989-1993, director of education 1982-1983), Lions, Rotary, Mason, Leaders Club of Washington (president).
Married Valia Apostolou, January 16, 1977. Children: Helen Alexandra, Alexandra Anastasia.