Student, Texas Women's University, 1950. Student, Tarrant County Junior College, 1970. Bachelor, University Texas, 1974.
Postgraduate, Texas Christian University, 1976.
Librarian, Trinity Presbyterian Church, Fort Worth, 1966-1972; teacher, Fort Worth Indiana Schools, 1974-1979; cost accountant, Percival Tours, Inc., Fort Worth, 1979-1980; corporation librarian, Data Processing Security, Inc., Fort Worth, 1980-1982; owner, Writing Unlimited, Fort Worth, since 1982.
Organizer, president Adult's Back to College Club Tarrant County Junior College, Fort Worth, 1969-1970. Officer energy task force, Texas, 1979-1981. Member Fort Worth Representatives.
Member National Society Literature and Arts, American Association of University Women (board directors Fort Worth, 1977-1983), Fort Worth Literacy Council (board directors 1978-1980), Sigma Tau Delta.
Married James Payne, July 28, 1951. Children: James Lewis, David Lynn.