Background
Gardner, Carol Ann was born on August 18, 1948 in Moscow. Daughter of Hyrum Watkins Kershaw and Mildred Hanks.
Gardner, Carol Ann was born on August 18, 1948 in Moscow. Daughter of Hyrum Watkins Kershaw and Mildred Hanks.
Bachelor of Science, Brigham Young University, Provo, Utah, 1966—1970.
Account representative Providential Home Income Plan, San Francisco, 1987—1990. President, owner LifeStyle Insurance Services, Inc., San Juan Capistrano, since 1991. Vice president National Long Term Care Network.
God is the father of every human being. He has a body and emotions like human beings, and therefore he is literally the father to all people living on earth.
Leadership Church Jesus Christ of Latter-Day Saints, San Juan Capistrano, 1975—2004. Member of HIAA (chairman curriculum committee long term care professional designation 2001-2002), UNUM Provident (member long term care executive circuit 1992—2003), New York Life (member long term care advisory group since 2000), Metropolitan Life Leadership Council, California Long Term Care Partnership Agent Advisory Group, National Long Term Care Executive Study Council (committee member 2000-2005), Society Actuaries (co-chairman long term care insurance committee 2004-2005), National Long Term Care Network (board member 2004-2005).
Married Rick D. Gardner, August 31, 1967. Children: Jennifer Ann Mead, Allison Weenig, Amanda Ridd, Hillary Rothey.