Bachelor, Cedarville College, 1973. Master of Business Administration, University Akron, 1979.
Credit trainee, assistant internal auditor, Dayton Corporation, Minneapolis, 1973-1975; accountant, acting business manager, Cuyahoga Valley Christian Academy, Cuyahoga Falls, Ohio., 1975-1978; business manager, Timberlake Christian Schools, Lynchburg, Virginia, 1978-1984; business manager, treasurer, Faith Baptist Bible College and Seminary, Ankeny, Iowa., 1984-1990; director finance and operations, American Media Inc., 1990-1991; accountant, Jack's Oklahoma Tire Company, Algona, Iowa., 1991. Freelance finance consultant, since 1976.
Board directors Ankeny Young Men’s Christian Association, 1987-1990. Member Ankeny People Educating People Committee, 1986-1991. Member American Institute of Certified Public Accountants, Association Business Administrs.
Christian Colleges (liaison com for insurance, 1985-1990).
Married Jane E. Ragain, July 5, 1975. Children: David, Shannon, Karen, John, Luis, Daniel.