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Franklin Lorenz Kern Edit Profile


Franklin Lorenz Kern, American auditor. Certified fraud examiner.


Kern, Franklin Lorenz was born on August 22, 1932 in Frankenmuth, Michigan, United States. Son of Ruben William and Regina (Bernthal) Kern.


Bachelor of Arts, Michigan State University, 1954;diploma, Bank Administration Institute and Northwestern University, 1963;diploma, Bank Administration Institute and University of Wisconsin, 1971.


Assistant to controller, Second National Bank, Saginaw, Michigan, 1963-1965;vice president, auditor, Second National Bank, Saginaw, Michigan, 1965-1996;regional audit manager finance, Citizens Banking Corporation, Saginaw, 1989-1991;vice president, forensic audit manager, Citizens Banking Corporation, Saginaw, 1992-1997;retired, 1997. Seminar speaker Michigan Bankers Association and I.I.A. chapter 1992. Instructor Michigan Bankers Association Auditors School, 1994-1996.


  • Certified fraud examiner.


Secretary-treasurer Frankenmuth Community Band, 1967-1972. Chairman Student Aid Fund St. Lorenz Lutheran Congregation, 1964-1974, elder, 1974-1980. Secretary 125th anniversary committee Frankenmuth, Michigan, 1969.

Board directors, treasurer Saginaw Civic Symphony Association, 1971-1973, Lutheran Homes of Michigan, Inc., 1983-1987, The Lutheran Home-Frankenmuth, 1983-1987, president, 1985-1987. Member Sesquicentennial Music Committee St. Lorenz, 1989-1995. Chairman Sesquicentennial Festival Concert, 1994-1995.

Member Bank Administration Institute (president eastern Michigan chapter 1968-1969), Michigan State University Alumni Association, Frankenmuth High School Alumni Association (past secretary, treasurer), Tri-County Economics Club of Michigan, Institute Internal Auditors (board governors mid-Michigan chapter 1994-1996).


Married Loretta L. Gehrke, April 22, 1962. Children: Andrew James, Sara Beth.

Ruben William Kern

Regina (Bernthal) Kern

Loretta L. Gehrke

Andrew James Kern

Sara Beth Kern