Bachelor of Science in Economics, State University of New York, Rochester, 1989. Postgraduate, Rochester Institute of Technology.
N.E. finance planning coordinator, Prudential Securities, Rochester, 1981-1985; vice president, finance planner, Personal Finance Planners, Rochester, 1985-1988; president, finance planner, Capital Designs, Rochester, since 1988.
Compeer volunteer Rochester, New York, 1988-1994, board directors International FriendshipCoun., Rochester, 1990-1991. Member Institute Certified Fire Protection specialist (board directors 1991-1996, chairwoman 1990-1991, president 1992-1994Western New York.
Married Anthony DeFranco, June 7, 1985. Children: Carley Rose DeFranco, Sara Anne DeFranco.