Bachelor in Economics, University of Pennsylvania, 1965; Master of Arts in Economics, University of Pennsylvania, 1967; Doctor of Philosophy in Economics, University of Chicago, 1970; postgraduate, Harvard University, 1989.
Vice president, Chase Econometrics Associations, Inc., New York City, 1971-1973; director business analysis, The Conference Board, New York City, 1974-1975; executive vice president, Texas American Bank, Fort Worth, 1975-1985; senior vice president, Provident Mutual Life Insurance, Philadelphia, 1985-1988; executive vice president, Provident Mutual Life Insurance, Philadelphia, since 1988; now vice president, chief investment officer, Provident Mutual Life Insur., Berwyn. President Market St. Fund, Philadelphia, since 1986, Provident Mutual Family of Funds,1990-. Board directors Cortland Trust, Newbold's Asset Management, Inc., Sigma American Corporation.
Overseer University of Pennsylvania School Nursing, since 1987. Executive Committee Pennsylvania Economy League, Philadelphia, since 1987. Board directors Presbyterian Medical Center Philadelphia, since 1989, Young Men’s Christian Association of Philadelphia, since 1990.
Member National Association Business Economists (board directors 1987-1988), Union League Club.
Married Rose Marie J. Apostolico, June 21, 1970. Children: Douglas, Matthew, Jessica.