Bachelor in History cum laude, Adelphi University, 1975. Master of Business Administration, Adelphi University, 1977.
Bank loan officer National Westminster United States of America, New York City, 1977-1980, Aetna Business Credit (Barclays American), Hartford, Connecticut, 1980-1981. Director finance National Property Analysts, Inc., Philadelphia, 1981-1982. Senior vice president finance The Patrician Group, Incorporated, New York York City, 1982-1986, Concord Assets Group, Incorporated, New York York City, 1986-1989.
1st vice president, manager real estate lending division DnC American Banking Corporation, since 1989.
Married Lillian Susan Lubin, September 9, 1979. Children: Jaclyn, Michael.