Bulletin Board System in Chemistry, Marshall University, 1966. Master of Business Administration in Finance, Marshall University, 1972. Bachelor of Business Administration in Accounting, Marshall University, 1973.
Analytical chemist, Houdaille Industries, Inc., Huntington, West Virginia, 1966-1967;
real estate office manager, Florida Tradewinds, Inc., Columbus and Savannah, Georgia, 1969-1970;
assistant production manager, Chemetron Corporation, Huntington, 1970-1971;
graduate teaching assistant, Marshall U., Huntington, 1972-1973;
instructor accounting, Marshall U., Huntington, 1977-1980;
accounting systems analyst, Ashland Oil, Inc., Ashland, Kentucky, 1973;
assistant professor business, West Virginia State College, Institute, 1980-1981;
assistant professor business, West Virginia University Graduate Studies, 1981-1985;
finance and insurance consultant, The Paul Revere Insurance Group, Worcester, Massachusetts, since 1973. Member National Multistate Insurance Licensing Committee, Ednl. Testing Svc., Princeton, New Jersey, 1983-1990.
Member West Virginia Insurance Commissioners Assemblies of God Theological Seminary Licensing Advisory Committee, Charleston, 1981-1992, also past chairman. Research and Development in field.
Fund raiser Salvation Army, Charleston, since 1987. Member finance and planned giving committee Catholic Charities, Charleston, since 1984. Member West Virginia University Foundation Planned Giving Committee, since 1991.
Coach Little League and Senior League Baseball. 1st lieutenant United States Army, 1967-1969. Member American Society Chartered Life Underwriter and Chartered Financial Consultant (secretary-treasurer, president Charleston chapter 1989-1991, President's award 1991), National Association Life Underwriters (Charleston chapter), National Association Health Underwriters, American Sternwhell Association, Charleston Estate Planning Council, Cross Lanes Recreation Association (board directors 1986-1990).
Married Ruby Mae Smith, March 3, 1973 (divorced June 1985). Children: William Joseph, Scott Joseph. Married Nancy Jeanne Toothman Manfredi, August 3, 1990.
Stepchildren: Maria C. Manfredi, Anthony C. Manfredi.