Bachelor of Science, Miami University, Oxford, Ohio, 1939. Doctor of Laws, Miami University, Oxford, Ohio, from 1974. Graduate, University Wisconsin School Banking, 1950.
Assistant cashier Citizens National Bank, Ripley, 1940. Past field secretary Ohio Bankers Association. With 1st National Bank Cincinnati, from 1948, vice president, 1949-1964, executive vice president, 1964-1968.
President, chief executive officer 1st National Bank. Cincinnati, 1968-1972. Chairman board, chief executive officer 1st National Bank Cincinnati, from 1972, chairman executive committee, since 1981, also director.
Chairman, chief executive officer 1st National Cincinnati Corporation, from 1974, chairman executive committee, from 1983. Examiner Federal Deposit Insurance Corporation, 1942-1948. Director Dayton Malleable, Inc., Cincinnati Gas & Electric Company, Midland Company, Lodge & Shipley Company, Morris Bean & Company, Hennegan Company, Schauer Manufacturing Company.
Served to lieutenant (junior grade) United States Naval Reserve, 1944-1946. Member American Bankers Association (vice president Ohio 1955), Ohio Bankers Association (treasurer 1958-1959, vice president 1979-1980, president 1980-1981), Newcomen Society North America.
Married Marjorie Lloyd, May 15, 1940. Children: William Reese, Lloyd N., Ann, Jane.