Bachelor, California State University, Northridge, 1966. Master of Arts, University Iowa, 1970. Doctor of Philosophy, University California, Riverside, 1978.
Student, Chartered Finance Analyst program, since 1991. Student Chartered Finance Analyst Program, University Virginia.
Teacher, United States Peace Corps, Tokat, Turkey, 1966-1968; teacher, Banning (California) Unified Schools, 1970-1971; teacher, Antelope Valley Schools, Lancaster, California, 1971-1980; director research, Investment Search, Inc., Annapolis, Maryland., 1980-1983; vice president training, ISFA Corporation, Tampa, Florida, 1983-1986; vice president, supervisory analyst, Alex Brown & Sons, Inc., Baltimore, since 1986.
President 33rd District Democratic Club, Anne Arundel County, Maryland., 1989-1990. Member Association Investment Management and Research, Baltimore Security Analysts Society.
Married Margaretha Irene Van Beek, June 22, 1969. 1 child, Danielle.