ASC, Kiel Institute World Economics, Germany, 1985. Bachelor of Science, University Gothenburg, Sweden, 1986.
Researcher, Gothenburg U., Sweden, 1985-1989; economist, Southeast Banken, Stockholm, 1989-1991; chief economist, Associated Press Fund, Stockholm, 1991-1992; portfolio manager, Associated Press Fund, Stockholm, 1992-1994; fixed income sales manager, Erik Penser Fondkommission, Stockholm, since 1994.
Member Swedish Association Business Economists (board directors 1992-1994), Swedish Finance Analysts Association (board directors Swedish Bond Commission since 1995), Kiel Association of Software Professionals Alumni Association (vice president since 1994).
Married Karl Schmand, June 19, 1987.