Bachelor, American University, 1965.
Assistant treasurer Citicorp, New York City, 1965-1973. Vice president Manufacturers Hanover, 1973-1980. Vice president, division executive Chase Manhattan Bank, 1980-1986, vice president, group executive, 1986-1987, senior vice president group executive, 1987-1991.
Managing director Global Private Banking Group Citibank, 1991-1993. Executive vice president Republic National Bank, 1993-2000. Senior executive vice president Household Bank Bank United States of America, 2000—2003, member senior management committee, 2000—2003.
Partner Raycliff Capital, 2005. Vice-chairman, head private banking Modern Bank, New York City, since 2006. Board directors, chair finance committee Interplast, 1991.
Chairman Educational Cable Consortium, Summit, New Jersey, 1987—1991. Board directors, chair finance committee Interplast Foundation. Board directors Junior Achievement of New York.
Member executive committee, board directors, chair development committee Roundabout Theater. Board trustees American University, 1994—2005, vice-chairman, chairman, 2001—2005. Board directors Junior Achievement, New York City, since 1996, chair investment committee.
Board visitors Terry Sanford Institute Public Policy Duke University, Duke University Medical School. Fellow Foreign Policy Assn. Member American Bankers Association (board directors private banking council), Finance Women International (vice chairman Education Foundation 1980-1981, treasurer 1981-1983, vice president 1983-1984, president 1984-1985), Finance Women's Association, Women and Foundations, Council Foreign Relations, The Economic Club of New York.
Married Harrison Mackellar Bains Junior. Harrison III, Tawney Elizabeth.